Events Search
  Summary & Check Out (0)
Tuesday, October 18, 2022 In-personHudson Chapter

Current State of the Economy: Mortgage Rates and Social Security (E2210539)

8:00 AM - 11:30 AM EDT

Registration: 7:30 AM EDT

VFW - Secaucus

1400 Paterson Plank Rd
Secaucus , NJ 07094

4.0 CPE Credits in CS
This event is part of the Hudson Chapter Season Pass - 2022/23 event bundle.


The first part of this session will cover the state of the economy, mortgage interest rate trends and housing values. The second part will provide an update on what’s new and changing in Social Security.


CPAs, attorneys and financial advisors


Learn more about the real estate market, credit scores, credit bureaus and credit repair. You will gain a better understanding of lending/borrowing options and other mortgage related topics. You will obtain an understanding of the basic, but important Social Security rules. You will also gain knowledge on Social Security benefits available for family members, strategies for business owners and identifying optimal Social Security filing strategy.


Take a look at new information about inflation, employment and how this all plays into housing market demand. You will also receive a number of specific filing strategies to maximize eligible benefits.  


The Social Security benefits that will be covered include spousal, survivor, child, divorce, strategies unique to business owners, strategies for high-net-worth individuals and finding the “Social Security Sweet Spot” (your optimal filing strategy). Many case examples will be used to show how to maximize eligible Social Security benefits so that filers do not leave any money on the table! 


The Economy 

  • Overview of the U.S. and U.S. and Global Economy 
  • Current Federal Government Programs   
  • Inflation/Job Market/Unemployment and Its Impact on Housing  
  • Real Estate Market 
  • Still Location That Determines Value 
  • Home Price Determination 
  • The Current Outlook for Commercial Properties 
  • Appraisal Valuations in a Declining Market 


  • Three credit bureaus 
  • Credit Scores  
  • Credit Repair  

Lending/Borrowing Options 

  • Overview of current guidelines 
  • How to qualify 
  • No income loans-bank statement and asset based (self-employed) 
  • Refinance 
  • Reverse mortgages 


Other Mortgage-Related Topics 

  • Annual mortgage review 
  • Mortgage insurance 
  • Consequences of buying & selling 
  • Home equity line of credit 
  • Credit report monitoring 
  • Appropriate times to consider refinancing 
  • Commercial lending 


Social Security  

  • Basic rules governing Social Security 
  •  Spousal, survivor, child, divorce and other important rules 
  •  Specific strategies available to maximize eligible Social Security benefits 
  •  Strategies to minimize the taxation of Social Security benefits 








Ash Ahluwalia

Ash Ahluwalia, MBA, NSSA, CSSCS, CFP

Managing Partner

OneTeam Financial LLC

Ash is the head of Social Security planning at OneTeam Financial. With nearly thirty years of experience, he is one of the nation’s foremost experts on Social Security and oversees the development of Social Security claiming strategies to maximize retirement income benefits. Ash is the former president and founder of National Social Security Partners, LLC (NSSP). He has two certifications in Social Security planning: National Social Security AdvisorSM and Certified in Social Security Claiming Strategies (CSSCS). Ash was recognized with the “National Social Security Advisor of the Year” award in 2016 from the National Social Security Association. He obtained his Chartered Accounting degree (a Canadian CPA.) and Certified Financial PlannerTM designation. He then went on to obtain an MBA from Wharton Business School. Ash has been published in numerous newspapers and magazines.

Marc Demetriou

Marc C. Demetriou, CLU, ChFC, CDLP

SVP of Mortgage Lending/Branch Manager

Guaranteed Rate Inc.

Marc C. Demetriou, CLU, ChFC, is a licensed mortgage banker/broker in New Jersey, New York, Connecticut, Pennsylvania, South Carolina and Florida. Marc consistently ranks in the top 1 percent of mortgage originators in the U.S., according to leading industry sources. In his home state of New Jersey, he has been featured in NJBIZ's "40 Under 40", and is called upon frequently by the real estate, finance, accounting and legal communities as a trusted expert and speaker. Additionally, Marc is a certified and licensed instructor, offering continuing education credits to accountants, realtors, financial planners and managed care professionals. Profoundly inspired by his grandfather's hard work and success as an immigrant coming from Cyprus, Marc has authored his first book, Lessons From My Grandfather: Wisdom For Success in Business and Life.


$75.00 - Member

$95.00 - Nonmember

$0.00 - Pass Holder

Pre-Registration Closed

Online pre-registration for this event is now closed.


Print a registration form