The first part of this session will cover the state of the economy, mortgage interest rate trends and housing values. The second part will provide an update on what’s new and changing in Social Security.
DESIGNED FOR
CPAs, attorneys and financial advisors
BENEFITS
Learn more about the real estate market, credit scores, credit bureaus and credit repair. You will gain a better understanding of lending/borrowing options and other mortgage related topics.
You will obtain an understanding of the basic, but important Social Security rules. You will also gain knowledge on Social Security benefits available for family members, strategies for business owners and identifying optimal Social Security filing strategy.
HIGHLIGHTS
Take a look at new information about inflation, employment and how this all plays into housing market demand. You will also receive a number of specific filing strategies to maximize eligible benefits.
The Social Security benefits that will be covered include spousal, survivor, child, divorce, strategies unique to business owners, strategies for high-net-worth individuals and finding the “Social Security Sweet Spot” (your optimal filing strategy). Many case examples will be used to show how to maximize eligible Social Security benefits so that filers do not leave any money on the table!
The Economy
- Overview of the U.S. and U.S. and Global Economy
- Current Federal Government Programs 
- Inflation/Job Market/Unemployment and Its Impact on Housing
- Real Estate Market
- Still Location That Determines Value
- Home Price Determination
- The Current Outlook for Commercial Properties
- Appraisal Valuations in a Declining Market
Credit
- Three credit bureaus
- Credit Scores
- Credit Repair
Lending/Borrowing Options
- Overview of current guidelines
- How to qualify
- No income loans-bank statement and asset based (self-employed)
- Refinance
- Reverse mortgages
Other Mortgage-Related Topics
- Annual mortgage review
- Mortgage insurance
- Consequences of buying & selling
- Home equity line of credit
- Credit report monitoring
- Appropriate times to consider refinancing
- Commercial lending
Social Security
- Basic rules governing Social Security
- Spousal, survivor, child, divorce and other important rules
- Specific strategies available to maximize eligible Social Security benefits
- Strategies to minimize the taxation of Social Security benefits
SPONSORED BY
PREREQUISITES
None
ADVANCE PREPARATION
None