Networking and CPE at Top Golf (E2405209)

• Understand NY DFS Reg 187 – an amendment that requires that insurers and insurance agents act in the “best interest” of clients when recommending life insurance.
• Recognize the importance of evaluating and understanding internal policy costs and expenses, as well as insight on benchmarking technology. 

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As the insurance industry continues to evolve, it is essential to stay abreast of the latest strategies and regulations to effectively serve your clients’ needs. Topics covered will include: 

• Current Trends in Life Insurance: The latest advancements and emerging trends in the life insurance industry, including innovative policy structures and evolving client expectations 
• Legal Landscape: The legal framework governing life insurance and the implications for professionals advising clients on life insurance matters, including regulatory updates and fiduciary duties 
• Best Interest Standard: Used when evaluating life insurance options, ensuring compliance with ethical obligations and optimizing client outcomes 
• Policy Analysis and Recommendations: Factors that influence policy selection, incorporating clients' unique financial goals and risk tolerance, and advising on appropriate coverage levels 
• Tax Implications: Complexities of tax considerations related to life insurance, including income tax, estate tax and gift tax, and exploring strategies to mitigate tax liabilities for clients 
• Ethical Considerations and Compliance: Adhering to professional ethics and compliance requirements when providing life insurance advice, documented client communication and mitigating potential risks 
• Benchmarking technology: A tool that independently evaluates financial strength and claims-paying ability, cost competitiveness, stability of illustrated expectations, access to/restrictions on account values as well as the historical performance of invested assets/underlying policy cash values.