Events Search
  Summary & Check Out (0)
Friday, January 10, 2025 Live Webcast

Key Roth IRA and Roth 401(k) Rules for Funding and Tax-free Distributions (X1-RTH2-2025-01-WEBNR-10-01)

10:00 AM - 12:00 PM EST
webcast

Vendor Platform

2 CPE Credits in TX

OVERVIEW

How much can you contribute to a Roth IRA, Roth 401(k), SEP Roth IRA, or SIMPLE Roth IRA? How will a Roth distribution qualify to be tax-free? How did SECURE Act 1.0 and SECURE Act 2.0 change the Roth rules? These are only some of the key Roth questions advisors must know the answers to. Plus, as Roth accounts have increasingly become an essential component of retirement savings portfolios, with one-third of IRA owners owning Roth IRAs, advisors have even more reasons to be Roth-proficient. To that end, the instructor will simplify critical rules that govern Roth funding and Roth distributions for Roth IRAs, Roth 401(k)s, and sister plans.

DESIGNED FOR

Any financial or tax professional who provides service and support to clients who own Roth IRAs and employer plan accounts

BENEFITS

  • Explain the eligibility requirements for funding Roth IRAs and Roth 401(k) plans
  • Describe the tax impacts of rollovers from employer plans to Roth IRAs
  • Demonstrate the steps that determine whether a Roth distribution is tax-free
  • Determine when the ordering rules apply

HIGHLIGHTS

  • Funding options for Roth accounts
  • 529 plans to Roth IRAs
  • Backdoor Roth strategies
  • The new Roth SEP and Roth SIMPLE IRAs
  • Roth 401(k) contribution rules
  • The tax impact of rolling a 401(k) to a Roth IRA
  • Who can start the Roth IRA 5-year clock?
  • The 5-year rules for Roth 401(k)s and Roth IRAs
  • Direct and indirect Roth conversions
  • Direct and indirect rollovers from Roth 401(k) plans
  • The risky recapture of the 10% penalty
  • How the ordering rules work and when they apply
  • FIFO rules for Roth IRAs
  • Case studies and cheat sheets to reinforce concepts

COURSE LEVEL

Basic

ADVANCE PREPARATION

None

INSTRUCTOR

Denise Appleby

Denise Appleby, APA, CISP, CRPS, CRC

Denise Appleby is CEO of Appleby Retirement Consulting Inc., a firm that provides IRA tools and resources for financial and tax professionals. She has over 17 years of experience in the retirement plans field, and has co-authored several books and written over 500 articles on retirement rules and regulations. Denise is also CEO of www.retirementdictionary.com , a free consumer website about retirement accounts rules and regulations. For more about Denise, visit her website at www.DeniseAppleby.com.

PRICING

$89.00 - Member

$109.00 - Nonmember

Register Today


Note: Online pre-registration will close on January 10 at 9:30 AM.

ADDITIONAL OPTIONS

Remind me to register

Print a registration form

COURSE DEVELOPER

Surgent

AREAS OF INTEREST