| Justin is a financial planner at Personal Wealth Strategies and serves as the president of the Financial Planning Association (FPA) of New Jersey. He has spent more than 10 years working with physicians, providing comprehensive financial planning and helping out-of-network (OON) surgeons reclaim revenue. This also includes student loan optimization, insurance planning, tax-aware strategies and investing. Justin also obtained the Certified Student Loan Professional (CSLP®) designation, which allows him to help clients formulate the most efficient strategy to eliminate their student loans. In 2021, Justin earned the Certificate in Blockchain & Digital Assets® from the Digital Asset Council of Financial Professionals and New York Institute of Finance. He joins an exclusive group of financial advisors with the credentials to properly educate clients curious about this new and evolving technology. Justin is a sought after industry speaker. |  |