Scam artists often follow in the wake of disasters to prey on vulnerable victims. Here are some considerations to think about to avoid being taken advantage of.

Taking full advantage of insurance coverage often means documenting and knowing specific items and their value in advance of any disaster.

Replacing personal documents, such as driver's license, social security card, credit and ATM cards, insurance cards, marriage certificates and car titles, can be extremely challenging when a disaster strikes. A careful review is needed.